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	<title>Comments on: Welcome to &#8220;RESPA 2010&#8221; &#8211; Changes to the HUD Settlement Statement and GFE</title>
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	<link>http://faarforum.com/2009/12/welcome-to-respa-2010-changes-to-the-hud-settlement-statement-and-gfe/</link>
	<description>Fredericksburg Area Association of REALTORS®</description>
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		<title>By: scott</title>
		<link>http://faarforum.com/2009/12/welcome-to-respa-2010-changes-to-the-hud-settlement-statement-and-gfe/comment-page-1/#comment-271</link>
		<dc:creator>scott</dc:creator>
		<pubDate>Thu, 14 Jan 2010 18:51:00 +0000</pubDate>
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		<description>Save the consumer money....hahahahahahahahaha
This is one of the funniest statements that I have ever heard. Becuase of the lack of clarity on this document, no detail on what is being charged the consumer is going to flat out pay more. Addiitoanlly becuase the banks/lenders do not have to disclose SRP (Service Release Premium) or thier Warehouse Credit which is their version on Yield Spread the consumer is comparing apples and organges. As usual the government does something and ends up costing the consumer money.</description>
		<content:encoded><![CDATA[<p>Save the consumer money&#8230;.hahahahahahahahaha<br />
This is one of the funniest statements that I have ever heard. Becuase of the lack of clarity on this document, no detail on what is being charged the consumer is going to flat out pay more. Addiitoanlly becuase the banks/lenders do not have to disclose SRP (Service Release Premium) or thier Warehouse Credit which is their version on Yield Spread the consumer is comparing apples and organges. As usual the government does something and ends up costing the consumer money.</p>
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		<title>By: Suzanne Brady</title>
		<link>http://faarforum.com/2009/12/welcome-to-respa-2010-changes-to-the-hud-settlement-statement-and-gfe/comment-page-1/#comment-264</link>
		<dc:creator>Suzanne Brady</dc:creator>
		<pubDate>Fri, 11 Dec 2009 16:22:33 +0000</pubDate>
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		<description>Thanks!  I missed the FAAR class on Monday due to illness and really like this breakdown of what is going on.</description>
		<content:encoded><![CDATA[<p>Thanks!  I missed the FAAR class on Monday due to illness and really like this breakdown of what is going on.</p>
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